Terms & Conditions

1. Company Information

Smart Advisory is a consulting firm providing strategic advisory and business consulting services to entrepreneurs, startups, and companies internationally.

2. Acceptance of Terms

By accessing this website or using our services, you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use our website or services.

3. Services

Smart Advisory provides:

• Business consulting
• Strategic advisory
• Market positioning analysis
• Corporate structuring guidance
• Growth and investment advisory

All services are delivered on a professional consulting basis and do not constitute:

• Legal advice
• Tax advice
• Financial investment guarantees
• Regulated financial services

Clients are responsible for seeking licensed legal, tax, or financial advisors when required.

4. Client Responsibilities

Clients agree to:

• Provide accurate and complete information
• Cooperate in good faith
• Use our services lawfully
• Not engage in fraudulent, illegal, or misleading activities

Smart Advisory reserves the right to terminate services if a client is involved in illegal or unethical conduct.

5. Fees & Payments

• All fees are agreed upon prior to engagement
• Payments are due as stated in invoices
• Late payments may result in suspension of services
• Fees are non-refundable unless otherwise agreed in writing

Smart Advisory does not provide escrow or custodial services.

6. Intellectual Property

All content on this website, including:

• Text
• Branding
• Logos
• Designs
• Strategy documents

is the intellectual property of Smart Advisory unless otherwise stated. No content may be copied, reproduced, or distributed without written permission.

7. Confidentiality

Smart Advisory respects client confidentiality. Any information shared during consulting engagements will be treated as confidential, except:

• When required by law
• When necessary to protect legal rights

Clients are responsible for securing their own internal data systems.

8. Limitation of Liability

Smart Advisory shall not be liable for:

• Indirect or consequential damages
• Loss of profits
• Business interruption
• Decisions made based on consulting recommendations

All services are advisory in nature. Final decisions remain the sole responsibility of the client.

9. No Guarantees

Smart Advisory does not guarantee:

• Financial returns
• Investment performance
• Business success

Results depend on multiple external factors beyond our control.

10. Compliance & Lawful Use

Clients agree not to use our services for:

• Money laundering
• Fraudulent schemes
• Sanctioned transactions
• Illegal financial activities

We reserve the right to refuse service where compliance concerns arise.

11. Governing Law

These Terms & Conditions are governed by the laws of the State of Wyoming, United States. Any disputes shall be resolved under Wyoming jurisdiction.

12. Changes to Terms

Smart Advisory reserves the right to update these Terms at any time. Continued use of the website constitutes acceptance of updated Terms.